Forum Wielkopolski Portal Informacyjny Osób Niepełnosprawnych :: Forum Strona Główna Wielkopolski Portal Informacyjny Osób Niepełnosprawnych :: Forum

 FAQFAQ   SzukajSzukaj   UżytkownicyUżytkownicy   GrupyGrupy   RejestracjaRejestracja 
 ProfilProfil   Zaloguj się, by sprawdzić wiadomościZaloguj się, by sprawdzić wiadomości   ZalogujZaloguj 

ovide Sharia-compliant financial planning service to Muslim

Napisz nowy temat   Odpowiedz do tematu    Forum Wielkopolski Portal Informacyjny Osób Niepełnosprawnych :: Forum Strona Główna -> Warsztaty Terapii Zajęciowej (i inne placówki dla dorosłych)
Zobacz poprzedni temat :: Zobacz następny temat  
Autor Wiadomość

Dołączył: 04 Lip 2018
Posty: 1492

PostWysłany: Wto Kwi 23, 2019 3:40 am    Temat postu: ovide Sharia-compliant financial planning service to Muslim Odpowiedz z cytatem

How to Choose Sharia Compliant Mortgage
Posted by islamicwealth on October 28th Ronnie Harrison Jaguars Jersey , 2014

It can be tricky for British Muslims to get a mortgage and negotiate to acquire a suitable Sharia compliant deal, as Sharia Law forbids Muslims to receive or pay interest. This made it difficult for Muslims to live in Britain until 2002, when Islamic mortgages finally became available. The good news is, there are more options nowadays. Islamic mortgages are available from building societies, banks, and high-end lenders. Here are tips to help you choose a Sharia compliant mortgage.

1. Islamic mortgages must follow other aspects of Sharia Law. For instance, the bank must use money that comes from activities that are allowed by Islamic standards. Choose a bank or financing company that is not involved with activities such as non-halal meat, gambling, and alcohol.

2. There are two types of Sharia compliant mortgages that are available in the UK: Ijara and Murabaha. Both would enable a lender to purchase property and sell it to you at a slightly high price or rent it to you until the mortgage has been fully paid.

Murabaha is deferred sale finance and it requires the buyer to finance a percentage (usually up to 20 percent) of a property upfront. This option is suitable for a homebuyer who has some capital, and it is ideal due to the fact that the property is already recognised as officially yours from day one. You and the lender must agree upon the monthly repayment amounts and repayment period. Repayments are fixed for the mortgage's term, with 15 years as the maximum term. You may repay the loan in full without penalties.

Ijara mortgages are popular among homebuyers who wish to lease the property and eventually own it. These types of mortgages do not require large deposits or initial payments, and they have slightly more flexible arrangements. In Ijara mortgage, the property is not immediately being registered to you on day one. Instead, you must rent the property from the lender while following the agreed monthly repayment agreements and rental fees. Ownership of the property will be transferred to you once the purchase price has been fully repaid or at the end of your agreed term with the lender.

3. Work with the right lender. Not all lenders and financial institutions have Sharia compliant mortgages. You must look further than niche banks and high street lenders to find Sharia compliant products and compare the prices of at least two service providers before making the decision. Just remember that all lenders will still check your credit history using an approved agency and they will still consider your profession, income, and the size of your deposit if applicable.

About the Author:
This article is written by Brian Adams, who is the director at Islamic Wealth Management. Islamic Wealth Management was established to provide Sharia-compliant financial planning service to Muslim individuals and business owners to maximise prosperity without comprising Islamic principles.

These hats have a highly distinct style and outlook, and generally cowl a bigger portion of your head as compared to standard caps. Principally, individuals usually wear these snapback hats in an exceedingly tilted manner, as the shade generally hides a side of their face. The style of snapbacks was generally started by popular musicians and rappers, television artists and R and B hip hop rappers in the early 1990鈥檚. Since then, snapbacks have risen tremendously in popularity and are currently worn by a great several people who like to dress up in urban clothing.
Low-cost snapbacks are now on the market to folks from a variety of different sources, mainly as a result of the demand for these hats have risen therefore highly that a lot of people now explore for them as a means of finding an inexpensive various for their hats and caps. These are obtainable at economical rates from a variety of different places, therefore it won鈥檛 be a lot of of a drawback for people who are trying to get them at economical costs that are within their budget. The nice issue about buying them at economical rates is that you can simply buy additional snapback hats at a highly cheap value and acquire them at intervals the budget you set for getting head gear.
However, looking for reasonable snapbacks would possibly be a little bit of a challenge as a result of most of the snapback hats that you discover are usually manufactured by fashionable sporting brands and corporations, which is the rationale why the worth that you just get for these snapback hats would possibly not be at intervals your budget. But, you’ll get them from shops that hold discount sales and clearance sales. Many folks realize it difficult to urge smart snapbacks at economical price mainly as a result of there’s an absence of options available.
But, if you visit varied urban clothing stores, you will realize that several of these stores typically hold clearance sales and discount sales in order to urge their stocks cleared therefore that they’ll get new products. If you buy snapback hats from discount sales, you may easily be ready to get them at highly affordable rates, making it straightforward for you to get snapback hats at a smart price.
Getting good quality snapback hats at cheap and cheap costs might be an issue, as a result of if the hats are being sold at a cheaper worth, then clearly there has got to be a compromise on quality. Low-cost snapbacks will conjointly be purchased online, as there are a selection of different online stores that supply urban clothing to their customers. Obtaining good quality head gear is an very vital part of an urban rise up, and you’ll be ready to simply combine them with a nice bandana in order to urge an even higher feel. The best factor regarding snapbacks is that they are smart and add quite a pleasant outlook to your overall attire.
On the net, you can sim. Cheap Jerseys China Wholesale Cheap Jerseys Wholesale Cheap Jerseys Cheap Jerseys China Wholesale Cheap Jerseys Online Cheap Jerseys China Free Shipping Cheap Authentic College Jerseys Cheap Authentic NHL Jerseys Cheap Football Jerseys Cheap Soccer Jerseys China Free Shipping
Powrót do góry
Ogląda profil użytkownika Wyślij prywatną wiadomość
Wyświetl posty z ostatnich:   
Napisz nowy temat   Odpowiedz do tematu    Forum Wielkopolski Portal Informacyjny Osób Niepełnosprawnych :: Forum Strona Główna -> Warsztaty Terapii Zajęciowej (i inne placówki dla dorosłych) Wszystkie czasy w strefie CET (Europa)
Strona 1 z 1

Skocz do:  
Nie możesz pisać nowych tematów
Nie możesz odpowiadać w tematach
Nie możesz zmieniać swoich postów
Nie możesz usuwać swoich postów
Nie możesz głosować w ankietach

Powered by phpBB © 2001, 2005 phpBB Group